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Debt collector humiliated me in front of my kids

• peterjohnson259085

  
   

  Feb 20

  I'm still shaking as I write this, and I need to know if what happened to me today is grounds for a lawsuit. I have a young child and a baby at home. A debt collector showed up at my door this afternoon.
  
  
  
  

  I understand they are allowed to visit, but this man was aggressive and refused to leave when I asked him to. He started raising his voice on my front porch, threatening to have my wages garnished immediately and saying he could "make things very difficult" for my family. My son was right there and got so scaredthat he started crying. I had to physically close the door on him while holding my baby, with my son screaming in the background.
  
  
  
  

  I feel violated. My home is my safe space, and he shattered that. I have been crying off and on ever since, and my son is still asking about the "mean man." This wasn't just an attempt to collect a debt; it was a deliberate act of intimidation that caused emotional trauma to my child and me.
  
  
  
  

  I have his name and the time he was here. My neighbor saw the whole thing and is willing to be a witness. Is the emotional distress this caused, especially seeing my child terrified, something I can actually sue them for? Please, any similar stories or advice would really help me figure out my next move.

  I'm still shaking as I write this, and I need to know if what happened to me today is grounds for a lawsuit. I have a young child and a baby at home. A debt collector showed up at my door this afternoon.

  I understand they are allowed to visit, but this man was aggressive and refused to leave when I asked him to. He started raising his voice on my front porch, threatening to have my wages garnished immediately and saying he could "make things very difficult" for my family. My son was right there and got so scaredthat he started crying. I had to physically close the door on him while holding my baby, with my son screaming in the background.

  I feel violated. My home is my safe space, and he shattered that. I have been crying off and on ever since, and my son is still asking about the "mean man." This wasn't just an [b][url=https://protectionforconsumers.com/can-i-sue-a-debt-collector-for-emotional-distress-what-you-need-to-know/]attempt to collect a debt[/url][/b]; it was a deliberate act of intimidation that caused emotional trauma to my child and me.

  I have his name and the time he was here. My neighbor saw the whole thing and is willing to be a witness. Is the emotional distress this caused, especially seeing my child terrified, something I can actually sue them for? Please, any similar stories or advice would really help me figure out my next move.